Balance Sheet

HDFC LIFE INSURANCE COMPANY LTD.

NSE : HDFCLIFEBSE : 540777ISIN CODE : INE795G01014Industry : InsuranceHouse : HDFC
BSE594.000.1 (+0.02 %)
PREV CLOSE ( ) 593.90
OPEN PRICE ( ) 596.45
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 88279
TODAY'S LOW / HIGH ( )585.60 596.45
52 WK LOW / HIGH ( )516 710.6
NSE594.700.5 (+0.08 %)
PREV CLOSE( ) 594.20
OPEN PRICE ( ) 595.45
BID PRICE (QTY) 594.70 (551)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 6150372
TODAY'S LOW / HIGH( ) 585.60 596.40
52 WK LOW / HIGH ( )516.05 710.6
Select year
( in Million)
ParticularsMar2023Mar2022Mar2021Mar2020Mar2019
Share Capital21493.9621126.1920209.4420187.9820173.81
    Equity - Authorised30000.0030000.0030000.0030000.0030000.00
     Equity - Issued21493.9621126.1920209.4420187.9820173.81
    Equity - Paid Up21493.9621126.1920209.4420187.9820173.81
    Equity Shares Forfeited
    Adjustments to Equity
    Preference Capital Paid Up
    Unclassified Shares Paid Up
    Face Value0.010.010.010.010.01
Share Warrants
Reserve and Surplus108208.99134125.9864094.3949741.9836278.42
Capital Reserve
Share Premium37164.0665565.624779.723982.083668.55
General Reserve
Profit & Loss A/c70751.6068427.6059243.0045634.2832659.83
Other Reserve293.33132.7571.67125.62-49.96
Revaluation Reserve
Fair Value Change Account Cr / (Dr)196.93847.962074.38-1919.67-30.11
Borrowings9500.006000.006000.00
Debentures9500.006000.006000.00
Financial Institutions
Others
Policy Holders Funds
Fair Value Change Account Cr / (Dr)19758.8722773.8525550.08496.0111121.26
Policies Liabilities1433448.281210169.09855763.25653125.86536618.49
Insurance Reserve
Provisions for Linked Liabilities792014.66829335.84747594.95541820.76633774.15
Funds For future Appropriations12354.2913454.819905.828830.3411030.08
Total Sources of Funds2397007.502237866.901731212.011272339.171248970.03
Applications of Funds
Investments
Investments - Shareholders131927.4797645.7185236.3558850.2550359.97
Investments - Policies Holders1464485.021244933.90905378.34671886.10571244.59
Assets Held to cover Linked Liabilities792014.66829335.84747594.95541820.76633774.15
Loans15853.1112719.304240.492990.51795.91
Secured
Unsecured Loans2.51
Current Assets
Cash & Bank balances11685.4813751.5010992.586907.4612444.50
Cash1987.821521.01985.6814.141952.39
Bank Balances & Deposits9694.9612227.7610006.916893.3210492.11
Money at call & Short notice2.702.73
Others
Advances & Other Assets12679.767999.186538.836538.255502.74
Advances
Application money for Investments14.51
Prepayments & Pre paid expenses1256.72678.02475.79550.86556.87
Advances to Directors / Officers
Advance Tax paid & TDS9272.025397.414981.264987.443857.81
Other Advances
Other Assets46250.5841117.6733153.6029938.0322743.38
Accrued / Outstanding Income on investments23727.4922083.2218117.1014864.3513558.03
Outstanding balances7426.035995.623741.722083.271534.44
Due from Other Insurance Agency1809.783320.943045.58178.94513.33
Deposits with RBI
Others
Current Liabilities & Provisions
Current Liabilities80430.2868359.9964400.4449138.7950646.91
Agents Balances6160.533056.502467.691614.012024.14
Due to Other Insurance Companies585.3716.93141.76750.30105.93
Premium received in advance656.60502.00257.13191.56189.27
Sundra Creditors41437.3830957.7622831.8415780.2714258.80
Due to subsidiaries/Holding Companies432.18590.23
Claims Outstanding10503.7015487.962372.22705.16214.60
Others
Provisions1282.091117.62937.93760.53587.14
Provisions for taxation255.85292.76292.76154.94154.94
Proposed Dividend
Provision for Dividend Distribution Tax
Other Provisions1026.25824.86645.17605.60432.20
Fixed Assets10153.7965903.257992.067693.247344.93
Less: Accumulated Depreciation6637.896259.884719.234470.234108.00
Less: Impairment of Assets
Total Net block3515.9059643.383272.843223.013236.94
Total Assets2397007.502237866.901731212.011272339.171248970.03
Contingent Liabilities9101.7214829.7518568.9921896.6015306.25
    Claims against the company not acknowledged1831.955173.191078.401307.881321.75
    Liability for partly paid investments7259.399650.0217468.2920573.5413973.54
    Liabilities under Guarantees9.325.6721.5014.5210.44
    Other Contingents Liabilities1.060.880.800.670.52

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.