Balance Sheet

PAISALO DIGITAL LTD.

NSE : PAISALOBSE : 532900ISIN CODE : INE420C01059Industry : Finance - NBFCHouse : Private
BSE78.162.31 (+3.05 %)
PREV CLOSE ( ) 75.85
OPEN PRICE ( ) 76.00
BID PRICE (QTY) 78.16 (46)
OFFER PRICE (QTY) 78.25 (130)
VOLUME 195609
TODAY'S LOW / HIGH ( )75.15 79.64
52 WK LOW / HIGH ( )21 99.63
NSE78.202.6 (+3.44 %)
PREV CLOSE( ) 75.60
OPEN PRICE ( ) 75.90
BID PRICE (QTY) 78.15 (208)
OFFER PRICE (QTY) 78.20 (2031)
VOLUME 704282
TODAY'S LOW / HIGH( ) 75.10 79.35
52 WK LOW / HIGH ( )23.85 99.63
Select year
( in Million)
ParticularsMar2023Mar2022Mar2021Mar2020Mar2019
EQUITY AND LIABILITIES
Share Capital449.09439.19422.99422.99405.66
    Equity - Authorised1200.001200.001200.001200.001200.00
    Â Equity - Issued449.15439.25423.05423.05405.73
    Equity Paid Up449.02439.12422.92422.92405.60
    Equity Shares Forfeited0.060.060.060.060.06
    Adjustments to Equity0.000.000.000.000.00
    Preference Capital Paid Up0.000.000.000.000.00
    Face Value1.0010.0010.0010.0010.00
Share Warrants & Outstandings0.00174.49460.010.000.00
Total Reserves11176.299620.987767.327236.846235.59
    Securities Premium3809.153121.101995.201995.201464.99
    Capital Reserves241.52241.52241.52241.52241.52
    Profit & Loss Account Balance84.8433.9113.744.8816.50
    General Reserves5213.514583.514033.513633.513258.77
    Other Reserves1827.271640.941483.351361.731253.80
Reserve excluding Revaluation Reserve11142.709586.487731.927200.536198.37
Revaluation reserve33.5934.5035.4036.3137.22
Shareholder's Funds11625.3810234.658650.327659.836641.25
Minority Interest0.000.000.000.000.00
Long-Term Borrowings0.000.000.000.000.00
Secured Loans5855.282044.58968.651292.38837.66
    Non Convertible Debentures0.000.000.000.000.00
    Converible Debentures & Bonds0.000.000.000.000.00
    Packing Credit - Bank0.000.000.000.000.00
    Inter Corporate & Security Deposit0.000.000.000.000.00
    Term Loans - Banks5626.981816.06637.71969.60273.88
    Term Loans - Institutions228.30228.52330.94322.78563.77
    Other Secured0.000.000.000.000.00
Unsecured Loans4889.794637.093674.442200.002040.00
    Fixed Deposits - Public0.000.000.000.000.00
    Loans and advances from subsidiaries0.000.000.000.000.00
    Inter Corporate Deposits (Unsecured)0.000.000.000.000.00
    Foreign Currency Convertible Notes0.000.000.000.000.00
    Long Term Loan in Foreign Currency0.000.000.000.000.00
    Loans - Banks0.000.000.000.000.00
    Loans - Govt.0.000.000.000.000.00
    Loans - Others0.000.000.000.000.00
    Other Unsecured Loan4889.794637.093674.442200.002040.00
Deferred Tax Assets / Liabilities-5.0627.3816.9512.137.09
    Deferred Tax Assets49.007.1711.9910.5019.03
    Deferred Tax Liability43.9434.5528.9422.6326.13
Other Long Term Liabilities0.000.000.000.000.00
Long Term Trade Payables0.000.000.000.000.00
Long Term Provisions128.76105.7384.8977.8678.28
Total Non-Current Liabilities10868.766814.774744.933582.372963.03
Current Liabilities
Trade Payables131.43151.04203.17103.50453.46
    Sundry Creditors131.43151.04203.17103.50453.46
    Acceptances0.000.000.000.000.00
    Due to Subsidiaries- Trade Payables0.000.000.000.000.00
Other Current Liabilities235.6258.91324.542116.872955.26
    Bank Overdraft / Short term credit0.000.000.000.000.00
    Advances received from customers0.000.000.000.000.00
    Interest Accrued But Not Due0.000.000.000.000.00
    Share Application Money0.000.000.000.000.00
    Current maturity of Debentures & Bonds0.000.000.000.000.00
    Current maturity - Others0.000.000.000.000.00
    Other Liabilities235.6258.91324.542116.872955.26
Short Term Borrowings10426.8210077.888572.598878.508689.21
    Secured ST Loans repayable on Demands8438.148465.027364.517892.578154.93
    Working Capital Loans- Sec8438.148465.027364.517892.578154.93
    Buyers Credits - Unsec0.000.000.000.000.00
    Commercial Borrowings- Unsec0.000.000.000.000.00
    Other Unsecured Loans-6449.46-6852.15-6156.44-6906.64-7620.64
Short Term Provisions1075.861173.22873.34954.38657.16
    Proposed Equity Dividend44.9043.9142.2942.2940.56
    Provision for Corporate Dividend Tax0.000.000.000.008.34
    Provision for Tax830.18932.89666.94803.19608.26
    Provision for post retirement benefits0.000.000.000.000.00
    Preference Dividend0.000.000.000.000.00
    Other Provisions200.78196.43164.11108.900.00
Total Current Liabilities11869.7211461.079973.6412053.2512755.09
Total Liabilities34363.8628510.4923368.8923295.4422359.36
ASSETS
Loans (Non - Current Assets)0.000.000.000.000.00
Gross Block834.87786.21774.04773.32170.87
Less: Accumulated Depreciation172.09149.99131.31110.6576.42
Less: Impairment of Assets0.000.000.000.000.00
Net Block662.78636.22642.73662.6794.45
Lease Adjustment A/c0.000.000.000.000.00
Capital Work in Progress0.000.000.000.000.00
Non Current Investments239.03239.03239.03239.03239.03
Long Term Investment239.03239.03239.03239.03239.03
    Quoted0.000.000.000.000.00
    Unquoted239.03239.03239.03239.03239.03
Long Term Loans & Advances2.742.302.062.1614.58
Other Non Current Assets8.476.001.501.343.56
Total Non-Current Assets913.01883.55885.32905.21351.62
Current Assets Loans & Advances
Currents Investments12.8317.770.000.000.00
    Quoted12.8317.770.000.000.00
    Unquoted0.000.000.000.000.00
Inventories0.000.000.000.000.00
    Raw Materials0.000.000.000.000.00
    Work-in Progress0.000.000.000.000.00
    Finished Goods0.000.000.000.000.00
    Packing Materials0.000.000.000.000.00
    Stores  and Spare0.000.000.000.000.00
    Other Inventory0.000.000.000.000.00
Sundry Debtors97.51280.67316.89118.89125.99
    Debtors more than Six months69.04199.22137.150.000.00
    Debtors Others28.4781.45179.74118.89125.99
Cash and Bank291.11103.42477.79349.94140.55
    Cash in hand7.9825.2222.9813.8916.59
    Balances at Bank283.1378.20454.81336.06123.96
    Other cash and bank balances0.000.000.000.000.00
Other Current Assets635.92485.720.241643.481574.11
    Interest accrued on Investments0.000.000.000.000.00
    Interest accrued on Debentures0.000.000.000.000.00
    Deposits with Government0.000.000.000.000.00
    Interest accrued and or due on loans0.000.000.000.000.00
    Prepaid Expenses0.660.460.240.410.53
    Other current_assets635.27485.270.001643.071573.59
Short Term Loans and Advances32413.4826731.9421668.5020241.0320108.88
    Advances recoverable in cash or in kind38.8710.1710.1416.163.96
    Advance income tax and TDS948.031064.27761.21920.46688.39
    Amounts due from directors0.000.000.000.000.00
    Due From Subsidiaries0.000.000.000.000.00
    Inter corporate deposits0.000.000.000.000.00
    Corporate Deposits0.000.000.000.000.00
    Other Loans & Advances31426.5825657.4920897.1519304.4219416.53
Total Current Assets33450.8527619.5122463.4322353.3421949.52
Net Current Assets (Including Current Investments)21581.1316158.4412489.7810300.099194.43
Miscellaneous Expenses not written off0.007.4420.1536.8958.22
Total Assets34363.8628510.4923368.8923295.4422359.36
Contingent Liabilities0.000.000.000.000.00
Total Debt21171.8816759.5613215.6812370.8711566.87
Book Value25.82228.14192.35179.38161.38
Adjusted Book Value12.9111.419.628.978.07

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.