Balance Sheet

UNITED CREDIT LTD.

NSE : NABSE : 531091ISIN CODE : INE858C01027Industry : Finance - NBFCHouse : Private
BSE22.490.39 (+1.76 %)
PREV CLOSE ( ) 22.10
OPEN PRICE ( ) 23.99
BID PRICE (QTY) 20.12 (10)
OFFER PRICE (QTY) 22.49 (1464)
VOLUME 128
TODAY'S LOW / HIGH ( )22.49 23.99
52 WK LOW / HIGH ( ) 11.8430.06
NSE
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Select year
( in Million)
ParticularsMar2009Mar2008Mar2007
EQUITY AND LIABILITIES
Share Capital65.4865.4865.48
    Equity - Authorised150.0065.4865.48
    Â Equity - Issued83.3563.8363.83
    Equity Paid Up63.8363.8363.83
    Equity Shares Forfeited1.651.651.65
    Adjustments to Equity0.000.000.00
    Preference Capital Paid Up0.000.000.00
    Face Value10.0010.0010.00
Share Warrants & Outstandings0.000.000.00
Total Reserves141.38157.45150.43
    Securities Premium44.6344.6344.63
    Capital Reserves0.310.310.31
    Profit & Loss Account Balance-6.899.1813.37
    General Reserves78.1278.1270.62
    Other Reserves25.2125.2121.50
Reserve excluding Revaluation Reserve141.38157.45150.43
Revaluation reserve0.000.000.00
Shareholder's Funds206.86222.93215.91
Minority Interest0.180.447.88
Long-Term Borrowings0.000.000.00
Secured Loans1.441.841.11
    Non Convertible Debentures0.000.000.00
    Converible Debentures & Bonds0.000.000.00
    Packing Credit - Bank0.000.000.00
    Inter Corporate & Security Deposit0.000.000.00
    Term Loans - Banks0.000.000.00
    Term Loans - Institutions0.000.000.00
    Other Secured1.441.841.11
Unsecured Loans10.000.002.70
    Fixed Deposits - Public0.000.000.00
    Loans and advances from subsidiaries0.000.000.00
    Inter Corporate Deposits (Unsecured)0.000.000.00
    Foreign Currency Convertible Notes0.000.000.00
    Long Term Loan in Foreign Currency0.000.000.00
    Loans - Banks0.000.000.00
    Loans - Govt.0.000.000.00
    Loans - Others0.000.000.00
    Other Unsecured Loan10.000.002.70
Deferred Tax Assets / Liabilities-4.58-4.09-2.38
    Deferred Tax Assets4.584.092.38
    Deferred Tax Liability0.000.000.00
Other Long Term Liabilities0.000.000.00
Long Term Trade Payables0.000.000.00
Long Term Provisions0.000.000.00
Total Non-Current Liabilities6.86-2.261.43
Current Liabilities
Trade Payables0.640.000.00
    Sundry Creditors0.640.000.00
    Acceptances0.000.000.00
    Due to Subsidiaries- Trade Payables0.000.000.00
Other Current Liabilities10.4612.4412.91
    Bank Overdraft / Short term credit0.000.000.00
    Advances received from customers0.000.000.00
    Interest Accrued But Not Due0.000.000.00
    Share Application Money0.000.000.00
    Current maturity of Debentures & Bonds0.000.000.00
    Current maturity - Others0.000.000.00
    Other Liabilities10.4612.4412.91
Short Term Borrowings0.000.000.00
    Secured ST Loans repayable on Demands0.000.000.00
    Working Capital Loans- Sec0.000.000.00
    Buyers Credits - Unsec0.000.000.00
    Commercial Borrowings- Unsec0.000.000.00
    Other Unsecured Loans0.000.000.00
Short Term Provisions12.5219.0413.01
    Proposed Equity Dividend0.000.000.00
    Provision for Corporate Dividend Tax0.000.000.00
    Provision for Tax4.220.000.00
    Provision for post retirement benefits0.000.000.00
    Preference Dividend0.000.000.00
    Other Provisions8.3019.0413.01
Total Current Liabilities23.6131.4725.92
Total Liabilities218.48225.21227.61
ASSETS
Loans (Non - Current Assets)0.000.000.00
Gross Block24.1124.346.98
Less: Accumulated Depreciation11.4910.820.00
Less: Impairment of Assets0.460.530.00
Net Block12.1612.986.98
Lease Adjustment A/c0.000.000.00
Capital Work in Progress0.000.000.00
Non Current Investments156.75146.11106.06
Long Term Investment156.75146.11106.06
    Quoted35.1951.3179.46
    Unquoted121.5694.8126.61
Long Term Loans & Advances0.000.000.00
Other Non Current Assets0.000.000.00
Total Non-Current Assets168.91159.10122.72
Current Assets Loans & Advances
Currents Investments0.000.000.00
    Quoted0.000.000.00
    Unquoted0.000.000.00
Inventories14.6611.462.86
    Raw Materials0.000.000.00
    Work-in Progress0.000.000.00
    Finished Goods0.000.000.00
    Packing Materials0.000.000.00
    Stores  and Spare0.000.000.00
    Other Inventory14.6611.462.86
Sundry Debtors0.350.921.60
    Debtors more than Six months0.540.000.00
    Debtors Others0.000.921.60
Cash and Bank8.9032.4654.34
    Cash in hand0.060.000.00
    Balances at Bank8.8432.4654.34
    Other cash and bank balances0.000.000.00
Other Current Assets0.000.000.29
    Interest accrued on Investments0.000.000.29
    Interest accrued on Debentures0.000.000.00
    Deposits with Government0.000.000.00
    Interest accrued and or due on loans0.000.000.00
    Prepaid Expenses0.000.000.00
    Other current_assets0.000.000.00
Short Term Loans and Advances44.7048.6469.34
    Advances recoverable in cash or in kind0.650.000.00
    Advance income tax and TDS13.890.000.00
    Amounts due from directors0.000.000.00
    Due From Subsidiaries0.000.000.00
    Inter corporate deposits0.000.000.00
    Corporate Deposits0.000.000.00
    Other Loans & Advances30.1648.6469.34
Total Current Assets68.6193.49128.43
Net Current Assets (Including Current Investments)45.0062.02102.51
Miscellaneous Expenses not written off0.000.000.00
Total Assets218.48225.21227.61
Contingent Liabilities0.000.000.00
Total Debt11.441.843.81
Book Value32.1534.6733.57
Adjusted Book Value32.1534.6733.57

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.