Financial Ratios

UJJIVAN SMALL FINANCE BANK LTD.

NSE : UJJIVANSFBBSE : 542904ISIN CODE : INE551W01018Industry : Bank - PrivateHouse : Ujjivan
BSE53.840.5 (+0.94 %)
PREV CLOSE ( ) 53.34
OPEN PRICE ( ) 53.40
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 906207
TODAY'S LOW / HIGH ( )53.40 54.58
52 WK LOW / HIGH ( )27.05 62.99
NSE53.850.55 (+1.03 %)
PREV CLOSE( ) 53.30
OPEN PRICE ( ) 53.45
BID PRICE (QTY) 53.85 (15196)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 6530768
TODAY'S LOW / HIGH( ) 53.40 54.60
52 WK LOW / HIGH ( )27.3 63
Select year
ParticularsMar2023Mar2022Mar2021Mar2020Mar2019
Operational & Financial Ratios
   Earnings Per Share (Rs)5.51-2.400.051.951.20
   DPS(Rs)1.250.000.000.000.00
   Book NAV/Share(Rs)20.2514.8117.2117.1611.25
Margin Ratios
   Yield on Advances19.5617.2519.3619.2517.36
   Yield on Investments
   Cost of Liabilities5.215.186.587.266.28
   NIM8.367.848.829.198.40
   Interest Spread14.3612.0712.7811.9911.08
Performance Ratios
   ROA(%)3.86-1.880.042.181.72
   ROE(%)33.75-14.980.2815.2612.99
   ROCE(%)28.36-7.334.5112.2611.08
Efficiency Ratios
   Cost Income Ratio54.8270.1460.5767.4276.45
   Core Cost Income Ratio54.8570.7362.2967.6177.02
   Operating Costs to Assets5.416.346.047.167.30
Capitalisation Ratios
   Tier 1 ratio
   Tier 2 ratio
   CAR
Valuation Parameters
   PER(x)4.590.00635.3414.070.00
   PCE(x)4.16-7.6661.9411.210.00
   Price/Book(x)1.251.001.771.600.00
   Yield(%)4.940.000.000.00
   EV/Net Sales(x)1.871.613.113.293.17
   EV/Core EBITDA(x)5.247.1010.8913.9518.79
   EV/EBIT(x)2.659.258.025.795.84
   EV/CE(x)0.230.190.430.480.42
   M Cap / Sales1.190.911.881.750.00
Growth Ratio
   Core Operating Income Growth52.122.615.8147.6529.05
   Operating Profit Growth
   Net Profit Growth365.30-5096.93-97.6375.652802.94
   BVPS Growth36.68-13.940.2952.6111.94
   Advances Growth30.5912.483.2133.0843.86
   EPS Growth(%)329.89-5096.90-97.5462.442416.38
Liquidity Ratios
   Loans/Deposits(x)
   Cash / Deposits(x)0.090.090.130.110.06
   Investment / Deposits(x)0.330.230.190.220.21
   IncLoan / Deposits(x)10.349.6424.7236.6756.46
   Credit/Deposits(%)
   Total Debt/Mcap(x)
   Net NPAs (funded) to Net Advances (%)0.040.612.930.200.26

© NIRMAL BANG. All rights reserved

Designed , Developed & Content Powered by Accord Fintech Pvt. Ltd.

Open an Account
FOR AFREE *DEMAT & BROKING ACCOUNT

Please fill in the details below

Close X

(Note - You will receive a call from our sales executive)

CLOSE X

RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.