Profit & Loss

HOUSING DEVELOPMENT FINANCE CORPORATION LTD. - (AMALGAMATED)

NSE : HDFCBSE : 500010ISIN CODE : INE001A01036Industry : Finance - HousingHouse : HDFC
BSE2729.950 (0 %)
PREV CLOSE ( ) 2729.95
OPEN PRICE ( ) 2750.40
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 438405
TODAY'S LOW / HIGH ( )2711.95 2777.50
52 WK LOW / HIGH ( )2618.35 2926
NSE2724.300 (0 %)
PREV CLOSE( ) 2724.30
OPEN PRICE ( ) 2755.80
BID PRICE (QTY) 2724.30 (11947)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 42367376
TODAY'S LOW / HIGH( ) 2710.60 2777.65
52 WK LOW / HIGH ( )2618 2927.4
Select year
( in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
INCOME :
  
  
  
  
  
Operating Income
1529402.50
1359257.60
1390392.30
1122666.90
959153.10
     Sale of Shares / Units
     Interest income
575906.10
451245.40
444615.50
452532.60
410453.00
     Portfolio management services
     Dividend income
539.40
586.40
384.50
892.10
294.70
     Brokerages & commissions
24122.90
22807.60
19677.20
21388.20
24751.10
     Processing fees and other charges
     Other Operating Income
928834.10
884618.20
925715.10
647854.00
523654.30
Operating Income (Net)
1529402.50
1359257.60
1390392.30
1122666.90
959153.10
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
21599.60
20821.10
17006.70
13566.60
14483.70
     Salaries, Wages & Bonus
17368.00
14961.80
12317.20
12118.20
11121.00
     Contributions to EPF & Pension Funds
1245.90
1068.40
987.60
964.00
815.60
     Workmen and Staff Welfare Expenses
387.30
243.20
149.20
324.80
329.00
     Other Employees Cost
2598.40
4547.70
3552.70
159.60
2218.10
Operating & Establishment Expenses
855094.70
802866.50
828598.20
374111.60
455842.90
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
4388.40
3153.30
2779.30
2057.60
1887.90
     Commission, Brokerage & Discounts
122.30
210.40
106.00
273.10
2402.60
     Rent , Rates & Taxes
2963.00
1619.60
1493.20
1080.70
2438.20
     Repairs and Maintenance
1520.60
1356.40
1207.40
1216.80
1150.20
     Insurance
33.00
52.20
38.30
23.70
15.50
     Electricity & Power
330.10
290.80
232.00
305.20
289.10
     Other Operating Expenses
845737.30
796183.80
822742.00
369154.50
447659.40
Administrations & Other Expenses
65383.10
48092.30
42069.80
37149.30
33994.20
     Printing and stationery
731.00
522.70
384.40
597.40
674.60
     Professional and legal fees
7603.00
7517.00
6842.40
5659.60
4303.30
     Advertisement & Sales Promotion
46436.10
31354.40
26290.40
21147.00
19929.90
     Other General Expenses
10613.00
8698.20
8552.60
9745.30
9086.40
Provisions and Contingencies
23021.00
24552.80
34218.60
169117.50
13214.20
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
     Losson foreign exchange fluctuations
     Losson sale of non-trade current investments
22.00
2539.90
     Other Miscellaneous Expenses
23021.00
24552.80
34196.60
166577.60
13214.20
Less: Expenses Capitalised
Total Expenditure
965098.40
896332.70
921893.30
593945.00
517535.00
Operating Profit (Excl OI)
564304.10
462924.90
468499.00
528721.90
441618.10
Other Income
21597.90
8059.00
424.50
701.90
2795.60
     Other Interest Income
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
     Income from investments
122.60
     Provision Written Back
3.30
     Others
21475.30
8059.00
421.20
701.90
2795.60
Operating Profit
585902.00
470983.90
468923.50
529423.80
444413.70
Interest
370285.90
273974.40
292211.70
322391.20
296362.30
     Loans
94544.00
60341.80
63642.60
72763.80
56956.30
     Deposits
103794.90
98648.00
104472.50
98667.20
82587.50
     Bonds / Debentures
166855.10
110363.80
119999.30
147260.30
150584.10
     Other Interest
5091.90
4620.80
4097.30
3699.90
6234.40
Depreciation
5968.00
4189.20
3553.50
2561.10
960.00
Profit Before Taxation & Exceptional Items
209648.10
192820.30
173158.30
204471.50
147091.40
Exceptional Income / Expenses
Profit Before Tax
321305.50
282518.20
242373.00
261932.50
220989.60
Provision for Tax
44307.90
42096.90
37497.50
33667.80
45184.50
     Current Income Tax
43538.00
43089.30
39379.80
34157.50
43700.20
     Deferred Tax
769.90
-992.40
-1882.30
-489.70
1484.30
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
276997.60
240421.30
204875.50
228264.70
175805.10
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-15388.50
-14474.40
-17474.90
-13919.00
-13487.50
Share of Associate
Other Consolidated Items
Consolidated Net Profit
261609.10
225946.90
187400.60
214345.70
162317.60
Adjustments to PAT
Profit Balance B/F
762596.60
615042.00
503189.80
413814.10
304729.30
Appropriations
1024205.70
840988.90
690590.40
628159.80
467046.90
     General Reserve
27000.00
80345.90
476.80
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
1024205.70
840988.90
663590.40
547813.90
466570.10
Equity Dividend %
2200.00
1500.00
1150.00
1050.00
1050.00
Earnings Per Share
142.60
124.62
103.88
123.75
94.29
Adjusted EPS
142.60
124.62
103.88
123.75
94.29

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.