Profit & Loss

POONAWALLA FINCORP LTD.

NSE : POONAWALLABSE : 524000ISIN CODE : INE511C01022Industry : Finance - NBFCHouse : Magma
BSE498.90-1.45 (-0.29 %)
PREV CLOSE ( ) 500.35
OPEN PRICE ( ) 494.50
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 50835
TODAY'S LOW / HIGH ( )485.90 505.95
52 WK LOW / HIGH ( )306.05 519.95
NSE498.80-1.7 (-0.34 %)
PREV CLOSE( ) 500.50
OPEN PRICE ( ) 490.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 498.80 (37)
VOLUME 1712524
TODAY'S LOW / HIGH( ) 484.90 506.00
52 WK LOW / HIGH ( )306.25 519.7
Select year
( in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
INCOME :
  
  
  
  
  
Operating Income
19385.80
15400.10
23188.98
25134.33
24572.22
     Sale of Shares / Units
     Interest income
18151.90
14623.50
21656.78
23243.43
22497.57
     Portfolio management services
     Dividend income
     Brokerages & commissions
34.10
62.90
104.58
233.75
198.45
     Processing fees and other charges
581.30
422.60
612.00
631.28
728.96
     Other Operating Income
618.50
291.10
815.63
1025.87
1147.25
Operating Income (Net)
19385.80
15400.10
23188.98
25134.33
24572.22
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
5148.00
4098.60
3815.31
4479.11
4366.38
     Salaries, Wages & Bonus
3315.30
3599.90
3441.90
4090.68
3922.54
     Contributions to EPF & Pension Funds
211.10
224.50
236.88
222.85
184.00
     Workmen and Staff Welfare Expenses
115.30
108.70
80.52
129.51
174.76
     Other Employees Cost
1506.30
165.50
56.01
36.07
85.08
Operating & Establishment Expenses
1080.40
593.40
385.62
540.94
735.56
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
     Commission, Brokerage & Discounts
     Rent , Rates & Taxes
17.70
13.00
28.65
99.47
227.98
     Repairs and Maintenance
481.30
376.10
201.25
237.61
216.69
     Insurance
6.40
5.20
8.19
12.57
10.66
     Electricity & Power
70.30
37.50
46.11
73.68
85.95
     Other Operating Expenses
504.70
161.60
101.42
117.61
194.28
Administrations & Other Expenses
1049.10
807.70
610.64
1034.86
1029.16
     Printing and stationery
26.70
21.10
29.69
50.03
62.70
     Professional and legal fees
462.20
413.20
386.05
578.35
511.68
     Advertisement & Sales Promotion
294.00
141.20
31.29
49.68
44.35
     Other General Expenses
266.20
232.20
163.61
356.80
410.43
Provisions and Contingencies
4025.60
5851.40
14688.68
5165.09
4138.11
     Provisions for contingencies
     Provisions against NPAs
937.60
     Bad debts /advances written off
2949.10
5800.00
8808.59
4289.47
3906.36
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
6.10
4.10
3.43
     Losson foreign exchange fluctuations
     Losson sale of non-trade current investments
26.87
     Other Miscellaneous Expenses
132.80
47.30
5876.66
875.62
204.88
Less: Expenses Capitalised
Total Expenditure
11303.10
11351.10
19500.24
11220.00
10269.20
Operating Profit (Excl OI)
8082.70
4049.00
3688.74
13914.33
14303.02
Other Income
5920.30
5422.50
335.80
599.63
1840.93
     Other Interest Income
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
2.61
4.33
     Income from investments
0.33
24.52
     Provision Written Back
5223.30
5113.90
105.18
1439.29
     Others
697.00
308.60
333.19
494.12
372.79
Operating Profit
14003.00
9471.50
4024.54
14513.96
16143.95
Interest
5952.80
5086.40
11004.54
12938.22
11222.34
     Loans
4618.40
3399.00
8620.51
10670.34
9387.07
     Deposits
8.10
6.40
6.50
5.80
6.10
     Bonds / Debentures
1138.90
1365.20
2004.72
1892.85
1525.94
     Other Interest
187.40
315.80
372.81
369.23
303.23
Depreciation
614.10
494.90
562.53
747.90
504.64
Profit Before Taxation & Exceptional Items
7436.10
3890.20
-7542.53
827.85
4416.97
Exceptional Income / Expenses
73.90
Profit Before Tax
7510.00
3905.20
-7542.53
827.85
4416.97
Provision for Tax
1811.90
924.90
-1898.04
547.24
1383.55
     Current Income Tax
241.80
120.20
165.60
299.20
     Deferred Tax
1570.10
947.60
-2022.99
395.78
1046.70
     Other taxes
0.00
-22.70
4.75
-14.14
37.64
Profit After Tax
5698.10
2980.30
-5644.49
280.61
3033.42
Extra items
1152.20
773.90
0.00
0.00
0.00
Minority Interest
-10.50
-2.90
Share of Associate
54.85
-10.07
6.64
Other Consolidated Items
Consolidated Net Profit
6839.80
3751.30
-5589.64
270.53
3040.06
Adjustments to PAT
-0.40
Profit Balance B/F
1964.70
-1038.50
4591.14
4696.50
2549.81
Appropriations
8804.50
2712.40
-998.51
4967.03
5589.88
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
8804.50
2712.40
-998.51
4967.03
5589.88
Equity Dividend %
100.00
20.00
40.00
Earnings Per Share
8.91
4.90
-20.73
1.00
11.29
Adjusted EPS
8.91
4.90
-20.73
1.00
11.29

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.