Welcome to the website/mobile application of the Nirmal Bang Niveshalaya. We
understand that users of our web and mobile products are concerned about the privacy
We have established our privacy policies to serve our customers while maintaining
strict privacy and security standards. We may change our privacy policies from time
to time based on changes in law, technological up gradation or need of the business
We recommend that visitors to our site and mobile application users, review our
privacy policies from time to time to learn about new privacy practices and changes
We may collect information about you from several sources. You may provide information
as part of the application or enrollment process or on our landing pages during
online campaigns. Additionally, we may obtain information about you from third parties.
We also develop and retain information about you based on our transactions and experience
with you. Finally, we obtain information about you through Internet technology,
including our website/mobile application.
Any sensitive information mentioned below as provided by the clients for providing
service or received from the investors or through their agents or through any other
third party engaged by the clients for processing, stored or processed under lawful
contract or otherwise, both historic and ongoing are being used strictly for the
purpose for which it has been collected (i.e.) in order to carry on its business
and meet clients requirements and deliverables effectively.
The above information collected is stored in a secure manner. We aspire to adhere
to certain generally accepted principles of data protection, to the extent these
are in our control as intermediaries.
Security Standards And Measures
We adopt reasonable security practices and procedures and will protect your Personal
Information by reasonable security safeguards appropriate to the sensitivity of
the Personal Information, consistent with generally accepted standards of commercial
business practice, which includes, technical, operational, managerial and physical
security controls in order to protect your Personal Information from unauthorized
access, or disclosure while it is under our control.
Any account statement containing financial information pertaining to the investor,
if it is to be sent over the Internet to such investor, distributors or any other
entity as indicated above will be sent only through a secure means and/or through
encrypted electronic mail.
You may download materials, data, etc., displayed on the website for non-commercial
and/or personal use only. You may not, however, distribute, modify, transmit, reuse,
report, or use the contents of the website for public or commercial purposes, including
the text, images, audio and video without explicit written permission from Nirmal
You shall not delete, modify and/or otherwise interfere with copyright or other
intellectual property rights displayed on the website.
Online Information Collection
For each visitor to our website/mobile application, our Web server automatically
recognizes the visitors Internet service provider. Additionally, we collect information
about the sites visitors connect from, and the browsers visitors use. We use this
information to assemble aggregate information about the visitors to our website/mobile
application, and assist with our systems administration and problem-resolution activities.
We collect personally identifiable information in order to identify and register
a Nirmal Bang Niveshalaya investor. The information we collect will
vary depending upon the function you select. For example, you may be required to
provide information such as:
If you provide us with your E-mail address/Mobile number/ Landline number you may
receive periodic messages from us with information on new products and services
or upcoming events.
Nirmal Bang Niveshalaya. makes no representations of any kind whatsoever about
the content of any such website that you may access through this website.
You are advised to read the terms and conditions of such website that may be accessed
by you. Nirmal Bang Niveshalaya. also advises you to confirm the accuracy of
any such information before seeking to rely on such information. Nirmal Bang Niveshalaya. disclaims all liability that you may incur as a result of relying on
any such reports/information and/or accessing any other website and/or any third
party content that may be accessed from the website.
Visitor Data Collected On This Website/Mobile Application
The information for the accounts you have with the Nirmal Bang Niveshalaya
application is kept secure and confidential through multiple security features and
procedures. The information you request from our website/mobile application for
your accounts can only be accessed with your password. It is your responsibility
to keep your password confidential. Do not disclose your password to anyone. Our
employees and associates will never ask you for your password. Never write your
password on something that others may see. Contact us immediately to change your
password if you suspect someone has discovered it. Information you submit through
our website/mobile application as well as the information we send back to you while
you are visiting our website/mobile application, is protected while passing through
the Internet using strong encryption (scrambling to make it incomprehensible) when
necessary. Our secure server software encrypts information, ensuring that Internet
communications through our website/mobile application stay private and protected.
Your account information is not permanently stored on our Web server. The information
only resides on our Web server while you are viewing the information. It is permanently
stored on our secured corporate computer systems. Our corporate network systems,
which store your account information, use proven security controls. We have data
security staff whose sole responsibilities are to ensure the security of the information
we process and store.
Nirmal Bang Niveshalaya has policies and procedures in place to limit access
to your information to only those who have a business need to view it.
Cookies are small files or small pieces of information that are stored by your browser
on your computers hard drive. Most Web browsers automatically accept cookies, but
you can usually change your browser to prevent that. Even without a cookie, you
can still use most of the features at our Website/Application.
Cookies allow web and mobile applications to respond to you as an individual. The
web application can tailor its operations to your needs, likes and dislikes by gathering
and remembering information about your preferences. We use traffic log cookies to
identify which pages are being used. We may place Cookies in the browser files of
your computer/mobile phone. The cookie itself does not contain Personal Information
although it will enable the Application to relate your use of the Application to
information that you have specifically and knowingly provided in the Application.
The Cookies enable us to remember your choices and some data field contents, which
you would be required to fill in. This may reduce your time to fill in information,
which is routine or repetitive in nature. Such information will also remain in our
You can choose to accept or decline cookies. Most web and mobile browsers automatically
accept cookies, but you can usually modify your browser setting to decline cookies
if you prefer. This may prevent you from taking full advantage of the website.
LINKS TO THIRD PARTY SITES
Our web pages/ mobile application also offer links to other sites for which we are
not responsible either for their standards of public order and decency, or for their
personal data protection policy or the use that could be made of such data.
When you access another website through a hypertext link, you are accepting that
this access is at your own risk. Consequently, Nirmal Bang Niveshalaya. cannot
accept responsibility for any direct or indirect damages that may result from your
access to another site connected by a hypertext link.
We would also draw your attention to the use of public forums where you may be asked
to give your identity or e-mail address. This information then enters the public
domain and may be used by a third party using the service.
BREACH OF INTERNET SECURITY
Despite our best efforts, if unauthorized persons breach our security control measures
resulting in the site being hacked or presenting inaccurate information etc., Nirmal
Bang Niveshalaya., its directors, officers, employees or affiliates will not
be responsible for any financial or reputational damaged suffered or likely to be
suffered by you.
Unless otherwise stated, we own the intellectual property rights in the website/
mobile application and material on the website/ mobile application. You may view,
download for coaching/educational purposes only and print pages from the website/
mobile application for your own personal use, subject to the restrictions set out
in these terms and conditions of use.
or disclosures contains the entire understanding and agreement between the investor
and Nirmal Bang Niveshalaya. any and all prior understandings relating to the
the extent necessary. Any provision which must survive in order to allow us to enforce
Policy should be at all times read along with the Terms and Conditions and any other
policies governing the Services.
For questions related to updating or changing your Account information or any other
please send an e-mail to email@example.com