Mutual Fund Privacy Policy

Data Protection and Privacy Policy

Welcome to the website/mobile application of the Nirmal Bang Niveshalaya. We understand that users of our web and mobile products are concerned about the privacy of information.

We have established our privacy policies to serve our customers while maintaining strict privacy and security standards. We may change our privacy policies from time to time based on changes in law, technological up gradation or need of the business etc.

We recommend that visitors to our site and mobile application users, review our privacy policies from time to time to learn about new privacy practices and changes thereto.

We may collect information about you from several sources. You may provide information as part of the application or enrollment process or on our landing pages during online campaigns. Additionally, we may obtain information about you from third parties. We also develop and retain information about you based on our transactions and experience with you. Finally, we obtain information about you through Internet technology, including our website/mobile application.

Any sensitive information mentioned below as provided by the clients for providing service or received from the investors or through their agents or through any other third party engaged by the clients for processing, stored or processed under lawful contract or otherwise, both historic and ongoing are being used strictly for the purpose for which it has been collected (i.e.) in order to carry on its business and meet clients requirements and deliverables effectively.

Sensitive Information:

The above information collected is stored in a secure manner. We aspire to adhere to certain generally accepted principles of data protection, to the extent these are in our control as intermediaries.

Security Standards And Measures

We adopt reasonable security practices and procedures and will protect your Personal Information by reasonable security safeguards appropriate to the sensitivity of the Personal Information, consistent with generally accepted standards of commercial business practice, which includes, technical, operational, managerial and physical security controls in order to protect your Personal Information from unauthorized access, or disclosure while it is under our control.

Any account statement containing financial information pertaining to the investor, if it is to be sent over the Internet to such investor, distributors or any other entity as indicated above will be sent only through a secure means and/or through encrypted electronic mail.

You may download materials, data, etc., displayed on the website for non-commercial and/or personal use only. You may not, however, distribute, modify, transmit, reuse, report, or use the contents of the website for public or commercial purposes, including the text, images, audio and video without explicit written permission from Nirmal Bang Niveshalaya.

You shall not delete, modify and/or otherwise interfere with copyright or other intellectual property rights displayed on the website.

Online Information Collection

For each visitor to our website/mobile application, our Web server automatically recognizes the visitors Internet service provider. Additionally, we collect information about the sites visitors connect from, and the browsers visitors use. We use this information to assemble aggregate information about the visitors to our website/mobile application, and assist with our systems administration and problem-resolution activities.

We collect personally identifiable information in order to identify and register a Nirmal Bang Niveshalaya investor. The information we collect will vary depending upon the function you select. For example, you may be required to provide information such as:

If you provide us with your E-mail address/Mobile number/ Landline number you may receive periodic messages from us with information on new products and services or upcoming events.

Nirmal Bang Niveshalaya. makes no representations of any kind whatsoever about the content of any such website that you may access through this website.

You are advised to read the terms and conditions of such website that may be accessed by you. Nirmal Bang Niveshalaya. also advises you to confirm the accuracy of any such information before seeking to rely on such information. Nirmal Bang Niveshalaya. disclaims all liability that you may incur as a result of relying on any such reports/information and/or accessing any other website and/or any third party content that may be accessed from the website.

Visitor Data Collected On This Website/Mobile Application

The information for the accounts you have with the Nirmal Bang Niveshalaya application is kept secure and confidential through multiple security features and procedures. The information you request from our website/mobile application for your accounts can only be accessed with your password. It is your responsibility to keep your password confidential. Do not disclose your password to anyone. Our employees and associates will never ask you for your password. Never write your password on something that others may see. Contact us immediately to change your password if you suspect someone has discovered it. Information you submit through our website/mobile application as well as the information we send back to you while you are visiting our website/mobile application, is protected while passing through the Internet using strong encryption (scrambling to make it incomprehensible) when necessary. Our secure server software encrypts information, ensuring that Internet communications through our website/mobile application stay private and protected. We use cookies to enable our customers to process transactions at our website/mobile application.

Your account information is not permanently stored on our Web server. The information only resides on our Web server while you are viewing the information. It is permanently stored on our secured corporate computer systems. Our corporate network systems, which store your account information, use proven security controls. We have data security staff whose sole responsibilities are to ensure the security of the information we process and store.

Nirmal Bang Niveshalaya has policies and procedures in place to limit access to your information to only those who have a business need to view it.


Cookies are small files or small pieces of information that are stored by your browser on your computers hard drive. Most Web browsers automatically accept cookies, but you can usually change your browser to prevent that. Even without a cookie, you can still use most of the features at our Website/Application.

Cookies allow web and mobile applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. We may place Cookies in the browser files of your computer/mobile phone. The cookie itself does not contain Personal Information although it will enable the Application to relate your use of the Application to information that you have specifically and knowingly provided in the Application. The Cookies enable us to remember your choices and some data field contents, which you would be required to fill in. This may reduce your time to fill in information, which is routine or repetitive in nature. Such information will also remain in our database.

You can choose to accept or decline cookies. Most web and mobile browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.


Our web pages/ mobile application also offer links to other sites for which we are not responsible either for their standards of public order and decency, or for their personal data protection policy or the use that could be made of such data.

When you access another website through a hypertext link, you are accepting that this access is at your own risk. Consequently, Nirmal Bang Niveshalaya. cannot accept responsibility for any direct or indirect damages that may result from your access to another site connected by a hypertext link.

We would also draw your attention to the use of public forums where you may be asked to give your identity or e-mail address. This information then enters the public domain and may be used by a third party using the service.


Despite our best efforts, if unauthorized persons breach our security control measures resulting in the site being hacked or presenting inaccurate information etc., Nirmal Bang Niveshalaya., its directors, officers, employees or affiliates will not be responsible for any financial or reputational damaged suffered or likely to be suffered by you.

Unless otherwise stated, we own the intellectual property rights in the website/ mobile application and material on the website/ mobile application. You may view, download for coaching/educational purposes only and print pages from the website/ mobile application for your own personal use, subject to the restrictions set out in these terms and conditions of use.


This Privacy Policy along with the Terms and Conditions and any other relevant policies or disclosures contains the entire understanding and agreement between the investor and Nirmal Bang Niveshalaya. any and all prior understandings relating to the Services. This Privacy Policy cannot be changed or terminated orally. If any provision of this Privacy Policy is held to be illegal, invalid or unenforceable, this will not affect any other provisions and the Privacy Policy will be deemed amended to the extent necessary. Any provision which must survive in order to allow us to enforce its meaning, shall survive the termination of this Privacy Policy. This Privacy Policy should be at all times read along with the Terms and Conditions and any other policies governing the Services.


For questions related to updating or changing your Account information or any other information provided by you and for your feedback regarding this Privacy Policy, please send an e-mail to

© NIRMAL BANG. All rights reserved

Designed , Developed & Content Powered by Accord Fintech Pvt. Ltd.

Open an Account

Please fill in the details below

Close X

(Note - You will receive a call from our sales executive)



  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.


1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.