Select year
( in Million)
Particulars
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Operating Income
31364.10
27116.00
20732.80
15271.00
11524.00
Interest income
28688.40
23920.50
18463.50
13904.00
10292.00
Portfolio management services
Brokerages & commissions
546.50
483.30
Processing fees and other charges
2129.20
2712.20
2269.30
1367.00
1233.00
Other Operating Income
0.00
0.00
0.00
0.00
0.00
Operating Income (Net)
31364.10
27116.00
20732.80
15271.00
11524.00
Increase/Decrease in Stock
Employee Cost
1597.80
1220.70
814.00
654.00
482.00
Salaries, Wages & Bonus
1482.60
1125.40
736.40
592.00
445.00
Contributions to EPF & Pension Funds
87.90
60.70
37.80
14.00
10.00
Workmen and Staff Welfare Expenses
27.30
24.10
31.40
17.00
9.00
Other Employees Cost
0.00
10.50
8.40
31.00
19.00
Operating & Establishment Expenses
306.70
303.90
399.50
161.00
152.00
Software & Technical expenses
Commission, Brokerage & Discounts
170.60
Rent , Rates & Taxes
165.20
159.50
128.40
89.00
74.00
Repairs and Maintenance
76.50
83.50
63.80
39.00
56.00
Insurance
36.50
34.90
15.20
17.00
9.00
Electricity & Power
28.50
26.00
21.50
17.00
13.00
Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
1425.00
1094.60
698.30
1097.00
809.00
Printing and stationery
47.50
47.30
36.60
33.00
24.00
Professional and legal fees
243.70
177.90
209.40
165.00
75.00
Advertisement & Sales Promotion
Other General Expenses
1133.80
869.40
452.30
900.00
710.00
Provisions and Contingencies
6434.90
5807.40
5115.40
2299.00
1590.00
Provisions for contingencies
Provisions against NPAs
1109.00
423.00
Bad debts /advances written off
30.00
126.00
Provision for doubtful debts
6303.40
5729.50
Losson disposal of fixed assets(net)
1160.00
1042.00
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
Other Miscellaneous Expenses
131.50
77.90
5115.40
0.00
0.00
Less: Expenses Capitalised
Total Expenditure
9764.40
8426.60
7027.20
4212.00
3033.00
Operating Profit (Excl OI)
21599.70
18689.40
13705.60
11060.00
8491.00
Profit on sale of Fixed Assets
Income from investments
6.50
11.10
Others
0.00
0.00
0.00
0.00
0.00
Operating Profit
21606.20
18700.50
13705.60
11060.00
8491.00
Interest
16681.80
14054.30
10649.10
8488.00
6275.00
Loans
14028.10
10423.90
6893.60
4482.00
3235.00
Bonds / Debentures
2617.90
3595.80
2377.00
3244.00
2374.00
Other Interest
35.80
34.60
1378.50
762.00
666.00
Depreciation
116.10
72.10
63.90
59.00
56.00
Profit Before Taxation & Exceptional Items
4808.30
4574.10
2992.60
2513.00
2160.00
Exceptional Income / Expenses
-31.00
Profit Before Tax
4808.30
4574.10
2992.60
2482.00
2160.00
Provision for Tax
1536.20
1569.70
1015.20
864.00
716.00
Current Income Tax
1223.50
1389.40
1162.00
1170.00
877.00
Deferred Tax
312.70
180.30
-146.80
-306.00
-161.00
Other taxes
625.40
360.60
-293.60
-611.00
-322.00
Profit After Tax
3272.10
3004.40
1977.40
1618.00
1444.00
Share of Associate
4.20
2.00
2.00
Consolidated Net Profit
3272.10
3004.40
1981.60
1619.00
1447.00
Profit Balance B/F
8633.60
6227.80
4642.70
4009.00
2864.00
Appropriations
11905.70
9232.20
6624.30
5628.00
4310.00
Other Appropriation
11905.70
9232.20
6624.30
5628.00
4310.00
Earnings Per Share
7.00
6.00
4.00
4.00
4.00
Adjusted EPS
7.00
6.00
4.00
4.00
4.00