Select year
( in Million)
Particulars
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Operating Income
27115.90
20732.80
15271.00
11524.00
8205.00
Interest income
23920.50
18463.50
13904.00
10292.00
7361.00
Portfolio management services
Processing fees and other charges
3195.40
2269.30
1367.00
1233.00
843.00
Other Operating Income
0.00
0.00
0.00
0.00
1.00
Operating Income (Net)
27115.90
20732.80
15271.00
11524.00
8205.00
Increase/Decrease in Stock
Employee Cost
1220.70
814.00
654.00
482.00
397.00
Salaries, Wages & Bonus
1125.40
736.40
592.00
445.00
354.00
Contributions to EPF & Pension Funds
60.70
37.80
14.00
10.00
19.00
Workmen and Staff Welfare Expenses
24.10
31.40
17.00
9.00
7.00
Other Employees Cost
10.50
8.40
31.00
19.00
17.00
Operating & Establishment Expenses
608.00
399.50
161.00
152.00
103.00
Software & Technical expenses
Commission, Brokerage & Discounts
302.60
170.60
Rent , Rates & Taxes
161.00
128.40
89.00
74.00
50.00
Repairs and Maintenance
83.50
63.80
39.00
56.00
36.00
Insurance
34.90
15.20
17.00
9.00
7.00
Electricity & Power
26.00
21.50
17.00
13.00
10.00
Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
847.40
698.30
1097.00
809.00
660.00
Printing and stationery
47.30
36.60
33.00
24.00
25.00
Professional and legal fees
178.00
209.40
165.00
75.00
35.00
Advertisement & Sales Promotion
Other General Expenses
622.10
452.30
900.00
710.00
600.00
Provisions and Contingencies
5750.50
5115.40
2299.00
1590.00
1486.00
Provisions for contingencies
Provisions against NPAs
1109.00
423.00
376.00
Bad debts /advances written off
30.00
126.00
75.00
Provision for doubtful debts
Losson disposal of fixed assets(net)
1160.00
1042.00
1035.00
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
Other Miscellaneous Expenses
5750.50
5115.40
0.00
0.00
0.00
Less: Expenses Capitalised
Total Expenditure
8426.60
7027.20
4212.00
3033.00
2645.00
Operating Profit (Excl OI)
18689.30
13705.60
11060.00
8491.00
5560.00
Profit on sale of Fixed Assets
Others
0.00
0.00
0.00
0.00
0.00
Operating Profit
18689.30
13705.60
11060.00
8491.00
5560.00
Interest
14054.30
10649.10
8488.00
6275.00
4039.00
Loans
9478.70
6893.60
4482.00
3235.00
2686.00
Bonds / Debentures
2321.10
2377.00
3244.00
2374.00
750.00
Other Interest
2254.50
1378.50
762.00
666.00
604.00
Depreciation
72.10
63.90
59.00
56.00
44.00
Profit Before Taxation & Exceptional Items
4562.90
2992.60
2513.00
2160.00
1477.00
Exceptional Income / Expenses
-31.00
Profit Before Tax
4562.90
2992.60
2482.00
2160.00
1477.00
Provision for Tax
1569.70
1015.20
864.00
716.00
477.00
Current Income Tax
1389.40
1162.00
1170.00
877.00
653.00
Deferred Tax
180.30
-146.80
-306.00
-161.00
-176.00
Other taxes
360.60
-293.60
-611.00
-322.00
-351.00
Profit After Tax
2993.20
1977.40
1618.00
1444.00
999.00
Share of Associate
11.10
4.20
2.00
2.00
2.00
Consolidated Net Profit
3004.30
1981.60
1619.00
1447.00
1001.00
Profit Balance B/F
6227.80
4642.70
4009.00
2864.00
2085.00
Appropriations
9232.10
6624.30
5628.00
4310.00
3086.00
Other Appropriation
9232.10
6624.30
5628.00
4310.00
3086.00
Earnings Per Share
6.00
4.00
4.00
4.00
3.00
Adjusted EPS
6.00
4.00
4.00
4.00
3.00