Balance Sheet

RBL BANK LTD.

NSE : RBLBANKBSE : 540065ISIN CODE : INE976G01028Industry : Bank - PrivateHouse : RBL Bank
BSE265.553.3 (+1.26 %)
PREV CLOSE ( ) 262.25
OPEN PRICE ( ) 263.30
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 188665
TODAY'S LOW / HIGH ( )263.20 268.50
52 WK LOW / HIGH ( )138.85 300.5
NSE265.402.45 (+0.93 %)
PREV CLOSE( ) 262.95
OPEN PRICE ( ) 264.05
BID PRICE (QTY) 265.40 (1577)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 9233335
TODAY'S LOW / HIGH( ) 263.15 268.60
52 WK LOW / HIGH ( )138.85 300.7
Select year
( in Million)
ParticularsMar2023Mar2022Mar2021Mar2020Mar2019
SOURCES OF FUNDS:
Share Capital5995.685995.145980.205086.994267.10
    Equity - Authorised7000.007000.007000.007000.007000.00
    Equity - Issued5995.685995.145980.205086.994267.10
    Equity Paid Up5995.685995.145980.205086.994267.10
    Equity Shares Forfeited0.000.000.000.000.00
    Adjustments to Equity0.000.000.000.000.00
    Preference Capital Paid Up0.000.000.000.000.00
    Face Value10.0010.0010.0010.0010.00
Share Warrants & Outstandings749.84105.506.274.081.08
Total Reserves128511.06119204.33120675.92100558.1971079.72
    Securities Premium88604.1988597.6688421.8173573.9646851.77
    Capital Reserves1672.571642.571212.57632.57342.57
    Profit & Loss Account Balances1752.38-1231.67499.80365.131580.41
    General Reserves0.000.000.000.000.00
    Other Reserves36481.9330195.7630541.7325986.5322304.98
Reserve excluding Revaluation Reserve128505.94119199.11120667.24100549.2971070.57
Revaluation Reserves5.125.228.688.919.15
Deposits848747.38790063.57730546.23578120.14583576.32
    Demand Deposits147827.63115218.0097319.4575087.9063059.33
    Savings Deposit169219.59163570.63135095.9896065.5782447.59
    Term Deposits / Fixed Deposits531700.15511274.95498130.80406966.67438069.41
    Current Deposits0.000.000.000.000.00
    Recurring Deposits0.000.000.000.000.00
    Other Deposits0.000.000.000.000.00
Borrowings133317.41110977.58112261.39170069.13118320.65
    Borrowings From Reserve Bank of India20000.000.000.008900.000.00
    Borrowings From Other Banks0.0042.17731.1413327.2414877.50
    Borrowings From GOI0.000.000.000.000.00
    Borrowings From Other Financial Institutions51453.8859483.8769433.2782429.4253155.74
    Borrowings in the form of Bonds / Debentures3300.007300.007300.007300.007300.00
    Borrowings in Other Form0.000.000.000.000.00
    Borrowings From Out of India58563.5344151.5434796.9858112.4642987.41
Other Liabilities & Provisions40735.7435280.2536717.6835996.0726733.02
    Bills Payable6547.222625.552720.151568.751994.25
    Inter-office adjustment Liabilities0.000.000.000.000.00
    Interest Accrued4731.453327.925121.305244.074719.85
    Proposed Dividend0.000.000.000.000.00
    Corporate dividend tax payable0.000.000.000.000.00
    Other Liabilities & Provisions29457.0729326.7828876.2329183.2620018.93
Total Liabilities1158057.111061626.371006187.68889834.60803977.90
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India62380.56131110.7867047.3564156.6948400.47
    Cash with RBI59213.69128178.4864369.8361749.3946866.66
    Cash in hand & others3166.872932.302677.532407.301533.80
Balances with banks and money at call22891.3144461.8867380.8524429.0318086.65
Investments287302.62221291.64230852.30180545.49167451.75
Investments in India287297.55221287.58230848.52180541.19167447.35
    GOI/State Govt. Securities262957.85201616.23190737.57156370.86119426.98
    Equity Shares - Corporate1328.711501.211846.461175.321044.85
    Debentures & Bonds10366.3610276.3314317.1914809.1314035.28
    Subsidiaries and/or joint ventures/Associates0.000.000.000.000.00
    Units - MF/ Insurance/CP/PTC10195.314984.2521114.946718.7331866.53
    Other Investments2449.322909.562832.361467.161073.70
Investments outside India5.074.063.794.304.40
    Government securities0.000.000.000.000.00
    Subsidiaries and/or joint ventures abroad0.000.000.000.000.00
    Other investments outside India5.074.063.794.304.40
    Less: Prov for Diminution in Value of Invest.0.000.000.000.000.00
Advances701864.35600045.66586225.08580055.74543082.43
    Bills Purchased & Discounted19292.0212168.3610779.0110208.7613372.98
    Cash Credit, Over Draft & Loans repayable342140.66263757.07237811.87171197.76151928.88
    Term Loans340431.67324120.23337634.20398649.22377780.57
    Finance lease and hire purchase receivable0.000.000.000.000.00
    Advances Others0.000.000.000.000.00
Gross block15329.0913283.1211495.119633.517730.16
    Premises519.29519.29519.29519.29505.82
    Assets Given on Lease0.000.000.000.000.00
    Other Fixed Assets14809.7912763.8310975.819114.217224.33
Less: Accumulated Depreciation9797.128314.376787.575333.523974.50
Less: Impairment of Assets0.000.000.000.000.00
Net Block5531.974968.754707.534299.993755.66
Lease Adjustment0.000.000.000.000.00
Capital Work in Progress452.96815.48244.51624.21399.40
Other Assets77633.3658932.1849730.0735723.4622801.54
    Inter-office adjustment Assets0.000.000.000.000.00
    Interest Accrued Assets9335.747322.327495.167343.516085.51
    Tax paid in advance/TDS113.26496.56370.82471.77452.12
    Stationery and stamps1.161.161.141.151.11
    Non-banking assets acquired0.00335.84400.42400.42400.42
    Deferred tax asset5652.335943.644027.032758.242094.91
    Miscellaneous Expenditure not written off0.000.000.000.000.00
    Assets Others62530.8844832.6737435.5024748.3713767.48
Total Assets1158057.111061626.371006187.68889834.60803977.90
Contingent Liabilities701115.17653056.06590911.96736579.67613025.90
    Claims not acknowledged as debts1204.341149.11615.46583.71827.05
    Outstanding forward exchange contracts333673.15302186.64261804.20370809.74265864.51
    Guarantees given in India90167.0282329.1182288.5390160.18101071.60
    Guarantees given Outside India23290.4223755.2416052.0721169.7516578.89
    Acceptances, endorsements & other obligations48464.1756079.9147098.1949258.3054096.62
    Other Contingent liabilities204316.07187556.05183053.51204598.00174587.23
Bills for collection33003.1532244.5127607.1723873.8123089.44
Book Value224.33208.83211.78207.66176.55
Adjusted Book Value224.33208.83211.78207.66176.55

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.