Balance Sheet

UCO BANK

NSE : UCOBANKBSE : 532505ISIN CODE : INE691A01018Industry : Bank - PublicHouse : PSU
BSE57.030.28 (+0.49 %)
PREV CLOSE ( ) 56.75
OPEN PRICE ( ) 57.18
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1293425
TODAY'S LOW / HIGH ( )56.20 57.72
52 WK LOW / HIGH ( )25.65 70.66
NSE57.000.2 (+0.35 %)
PREV CLOSE( ) 56.80
OPEN PRICE ( ) 57.10
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 57.00 (70810)
VOLUME 18891679
TODAY'S LOW / HIGH( ) 56.15 57.75
52 WK LOW / HIGH ( )25.65 70.65
Select year
( in Million)
ParticularsMar2023Mar2022Mar2021
SOURCES OF FUNDS:
Share Capital119559.58119559.5899183.41
    Equity - Authorised150000.00150000.00150000.00
    Equity - Issued119559.58119559.5899183.41
    Equity Paid Up119559.58119559.5899183.41
    Equity Shares Forfeited0.000.000.00
    Adjustments to Equity0.000.000.00
    Preference Capital Paid Up0.000.000.00
    Face Value10.0010.0010.00
Share Warrants & Outstandings0.000.0026000.00
Total Reserves136477.38115127.8299981.58
    Securities Premium36257.1036257.10157203.61
    Capital Reserves11.7011.7011.70
    Profit & Loss Account Balances14577.63-280.41-127469.47
    General Reserves6619.675457.186018.27
    Other Reserves79011.2873682.2664217.48
Reserve excluding Revaluation Reserve108444.3987805.8973067.16
Revaluation Reserves28032.9927321.9326914.42
Deposits2493377.372240728.982059193.94
    Demand Deposits106282.11111691.4198210.13
    Savings Deposit810959.19771617.64708087.04
    Term Deposits / Fixed Deposits1576136.071357419.931252896.77
    Current Deposits0.000.000.00
    Recurring Deposits0.000.000.00
    Other Deposits0.000.000.00
Borrowings205010.80135081.44153826.32
    Borrowings From Reserve Bank of India0.000.000.00
    Borrowings From Other Banks142318.4469124.0063753.18
    Borrowings From GOI0.000.000.00
    Borrowings From Other Financial Institutions16831.3113106.5621702.16
    Borrowings in the form of Bonds / Debentures42998.8545926.0163684.54
    Borrowings in Other Form0.000.000.00
    Borrowings From Out of India2862.206924.874686.45
Other Liabilities & Provisions52596.6466094.7694276.69
    Bills Payable5393.096077.165082.58
    Inter-office adjustment Liabilities1546.893791.793785.50
    Interest Accrued8930.616279.636063.38
    Proposed Dividend0.000.000.00
    Corporate dividend tax payable0.000.000.00
    Other Liabilities & Provisions36726.0549946.1879345.24
Total Liabilities3007021.762676592.592532461.95
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India103000.14102875.4794454.14
    Cash with RBI93857.8393708.3886357.88
    Cash in hand & others9142.329167.098096.27
Balances with banks and money at call184280.86158604.44141548.30
Investments950085.35967490.45936930.35
Investments in India920346.63945232.48915001.46
    GOI/State Govt. Securities670804.53689797.11641573.45
    Equity Shares - Corporate3373.654131.153390.56
    Debentures & Bonds236228.06244578.97260491.17
    Subsidiaries and/or joint ventures/Associates377.47738.00182.42
    Units - MF/ Insurance/CP/PTC0.000.000.00
    Other Investments9562.925987.269363.86
Investments outside India29738.7222257.9721928.89
    Government securities29738.7222257.9721928.89
    Subsidiaries and/or joint ventures abroad0.000.000.00
    Other investments outside India0.000.000.00
    Less: Prov for Diminution in Value of Invest.0.000.000.00
Advances1558701.791227844.061113545.41
    Bills Purchased & Discounted89952.9342098.2740862.74
    Cash Credit, Over Draft & Loans repayable626670.69557134.12541046.50
    Term Loans842078.17628611.66531636.17
    Finance lease and hire purchase receivable0.000.000.00
    Advances Others0.000.000.00
Gross block58091.1254301.2652123.54
    Premises33704.1332581.8232620.43
    Assets Given on Lease0.000.000.00
    Other Fixed Assets24386.9921719.4419503.12
Less: Accumulated Depreciation23646.1621430.3420611.50
Less: Impairment of Assets0.000.000.00
Net Block34444.9632870.9231512.05
Lease Adjustment0.000.000.00
Capital Work in Progress650.13478.29670.28
Other Assets175858.53186428.95213801.42
    Inter-office adjustment Assets0.000.000.00
    Interest Accrued Assets19812.0716052.3015247.58
    Tax paid in advance/TDS934.10504.93470.00
    Stationery and stamps57.4958.4148.55
    Non-banking assets acquired0.000.000.00
    Deferred tax asset82091.1092201.80100378.90
    Miscellaneous Expenditure not written off0.000.000.00
    Assets Others72963.7777611.5197656.39
Total Assets3007021.762676592.592532461.95
Contingent Liabilities555976.331425569.14733534.65
    Claims not acknowledged as debts1993.282028.461961.35
    Outstanding forward exchange contracts361917.521281361.49614832.03
    Guarantees given in India50673.5342666.0211114.54
    Guarantees given Outside India134.63571.03646.01
    Acceptances, endorsements & other obligations49296.4140910.4632437.31
    Other Contingent liabilities91960.9658031.6872543.42
Bills for collection81844.2880394.4671096.69
Book Value19.0717.3417.37
Adjusted Book Value19.0717.3417.37

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.