Profit & Loss

PB FINTECH LTD.

NSE : POLICYBZRBSE : 543390ISIN CODE : INE417T01026Industry : FintechHouse : Private
BSE1265.6527 (+2.18 %)
PREV CLOSE ( ) 1238.65
OPEN PRICE ( ) 1248.85
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 33330
TODAY'S LOW / HIGH ( )1241.00 1277.00
52 WK LOW / HIGH ( )584 1400
NSE1264.9026.3 (+2.12 %)
PREV CLOSE( ) 1238.60
OPEN PRICE ( ) 1244.85
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 1264.90 (404)
VOLUME 1053777
TODAY'S LOW / HIGH( ) 1240.30 1277.95
52 WK LOW / HIGH ( )583.5 1400.35
Select year
( in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
INCOME :
  
  
  
  
  
Operating Income
25578.47
14248.90
8866.62
7712.97
4922.45
     Sales
     Job Work/ Contract Receipts
     Processing Charges / Service Income
25578.47
14248.90
8866.62
7712.97
4922.45
     Revenue from property development
     Other Operational Income
0.00
0.00
0.00
0.00
0.00
Less: Excise Duty
Operating Income (Net)
25578.47
14248.90
8866.62
7712.97
4922.45
EXPENDITURE :
Increase/Decrease in Stock
Raw Material Consumed
     Opening Raw Materials
     Purchases Raw Materials
     Closing Raw Materials
     Other Direct Purchases / Brought in cost
     Other raw material cost
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
120.00
68.71
42.24
75.45
61.15
     Electricity & Power
120.00
68.71
42.24
75.45
61.15
     Oil, Fuel & Natural gas
0.00
0.00
0.00
0.00
0.00
     Coals etc
0.00
0.00
0.00
0.00
0.00
     Other power & fuel
0.00
0.00
0.00
0.00
0.00
Employee Cost
15396.00
12555.41
5540.47
5208.49
3528.93
     Salaries, Wages & Bonus
9211.19
6001.32
4188.42
4584.24
2648.86
     Contributions to EPF & Pension Funds
322.86
227.40
179.80
273.98
202.18
     Workmen and Staff Welfare Expenses
175.83
82.63
43.89
60.80
61.73
     Other Employees Cost
5686.13
6244.06
1128.36
289.47
616.16
Operating Expenses
194.67
21.94
     Sub-contracted / Out sourced services
194.67
21.94
     Processing Charges
     Repairs and Maintenance
0.00
0.00
     Packing Material Consumed
     Other Mfg Exp
0.00
0.00
0.00
0.00
0.00
General and Administration Expenses
2394.85
1828.83
1168.27
1132.05
1250.81
     Rent , Rates & Taxes
59.00
33.28
37.68
61.87
248.38
     Insurance
52.50
19.05
19.54
13.31
9.92
     Printing and stationery
20.30
10.83
3.65
8.61
8.12
     Professional and legal fees
165.36
204.85
94.54
67.15
33.20
     Traveling and conveyance
185.29
55.14
7.91
55.13
46.37
     Other Administration
1912.40
1505.69
1004.96
925.98
904.82
Selling and Distribution Expenses
13992.92
8709.00
3678.69
4452.17
3458.54
     Advertisement & Sales Promotion
13572.46
8644.53
3678.43
4452.17
3458.54
     Sales Commissions & Incentives
420.45
64.47
     Freight and Forwarding
     Handling and Clearing Charges
0.00
0.00
0.00
0.00
0.00
     Other Selling Expenses
0.00
0.00
0.26
0.00
0.00
Miscellaneous Expenses
93.68
86.40
33.22
42.41
216.87
     Bad debts /advances written off
12.76
4.39
27.93
     Provision for doubtful debts
26.88
44.41
     Losson disposal of fixed assets(net)
0.03
0.93
     Losson foreign exchange fluctuations
1.23
2.16
0.24
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
54.01
36.38
2.20
42.17
216.87
Less: Expenses Capitalised
Total Expenditure
32192.11
23270.29
10462.88
10910.57
8516.29
Operating Profit (Excl OI)
-6613.64
-9021.39
-1596.26
-3197.60
-3593.85
Other Income
2589.92
1253.89
707.51
842.66
365.62
     Interest Received
2209.58
1032.58
353.52
94.74
9.10
     Dividend Received
     Profit on sale of Fixed Assets
1.55
0.10
     Profits on sale of Investments
705.78
343.22
     Provision Written Back
26.48
0.20
44.53
29.94
     Foreign Exchange Gains
0.22
0.45
0.12
     Others
353.64
219.56
309.46
11.65
13.19
Operating Profit
-4023.72
-7767.50
-888.75
-2354.94
-3228.22
Interest
216.00
137.64
116.61
120.52
1.15
     InterestonDebenture / Bonds
     Interest on Term Loan
     Intereston Fixed deposits
     Bank Charges etc
2.37
1.96
1.37
1.32
1.02
     Other Interest
213.63
135.68
115.24
119.20
0.13
PBDT
-4239.72
-7905.14
-1005.36
-2475.46
-3229.37
Depreciation
638.22
428.40
413.78
472.95
118.86
Profit Before Taxation & Exceptional Items
-4877.93
-8333.54
-1419.14
-2948.41
-3348.22
Exceptional Income / Expenses
Profit Before Tax
-4879.58
-8333.93
-1419.14
-2948.41
-3348.22
Provision for Tax
-0.19
-4.80
83.28
91.88
93.81
     Current Income Tax
0.78
0.93
82.90
91.88
     Deferred Tax
-0.96
-0.11
94.30
     Other taxes
-0.01
-5.61
0.38
0.00
-0.49
Profit After Tax
-4879.39
-8329.13
-1502.42
-3040.29
-3442.04
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
7.19
Share of Associate
Other Consolidated Items
Consolidated Net Profit
-4872.20
-8329.13
-1502.42
-3040.29
-3442.04
Adjustments to PAT
Profit Balance B/F
-19209.22
-10866.02
-9337.44
-6327.51
-2850.55
Appropriations
-24081.42
-19195.15
-10839.86
-9367.80
-6292.58
     General Reserves
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
-48.15
14.07
26.17
-30.36
8.85
Equity Dividend %
Earnings Per Share
-10.82
-18.53
-6589.55
-80007.63
-90579.87
Adjusted EPS
-10.82
-18.53
-13.18
-32.00
-36.23

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.